The Consumer Center cautions against unreliable fixed-term deposit offers.

Zentrale der EZB in Frankfurt am Main: Die Geldpolitik macht Festgeld wieder attraktiver

Zentrale der EZB in Frankfurt am Main: Die Geldpolitik macht Festgeld wieder attraktiver


Foto: Boris Roessler / dpa

The Consumer Center Brandenburg has warned against untrustworthy providers and scammers in fixed-term deposit investments due to rising interest rates. „Two cases from recent months demonstrate that consumers should carefully examine investment offers,“ said the consumer advocates. Extra caution should be exercised with high interest promises and payments abroad.

„We have received consumer inquiries regarding the alleged fixed-term deposit providers ‚Bel-Finanz‘ from Belgium and ‚Swiss Investment Solution‘ from Switzerland,“ stated the consumer center. Upon inquiry with the banking supervisory authorities of the respective countries, it was revealed that both companies are not registered. Thanks to this prior examination, the loss of several tens of thousands of euros was avoided.


Mehr zum Thema

The Consumer Center advised that anyone who receives an offer should first check who is behind it. Consumers should examine the provider’s imprint for this purpose.

Oft finden sich auch bereits schlechte Erfahrungen anderer Anleger im Internet oder sogar Warnungen vor dem jeweiligen Anbieter. Die Stiftung Warentest sei eine gute Anlaufstelle, um sich einen ersten Überblick über sicheres Tages- und Festgeld zu verschaffen.

The European Central Bank (ECB) has just raised its interest rates for the tenth consecutive time and at the same time indicated that this is likely to be the last upward move for now. Given the poor economic situation in the Eurozone, further interest rate hikes are becoming increasingly unlikely.

Sparzinsen womöglich auf dem Höhepunkt

For savers, this means that the interest they receive from banks and savings banks on their money is likely to have reached its temporary peak soon. Therefore, it is a good time to consider where they can park their money as profitably and securely as possible. One option for this is fixed-term deposit accounts.

sich gezeigt, dass die Anlageform wieder an Beliebtheit gewinnt.die Bank C24 deutschen Kunden erstmals vier Prozent Zinsen aufs Festgeld angeboten. Inzwischen haben mehrere Institute nachgezogen. Zinsen von mehr als vier Prozent auf zwölf Monate sind keine Seltenheit, zeigt ein Vergleich der Finanzberatung FMH.

Meist finden sich die höchsten Angebote bei kleinen, unbekannteren Banken oder im Ausland – mehr dazu in diesem Artikel . Doch auch große deutsche Institute sowie einige Sparkassen und Genossenschaftsbanken bieten mittlerweile zumindest Zinsen um oder knapp unter drei Prozent.


mamk/AFP